Tips for buying gift cards When you shop for a gift card, the FTC recommends that you:
Shopping for gifts can be a real dilemma. Just what do you get your finicky Aunt Mary, your co-worker, or your child's babysitter? Gift cards may be the answer: Before you buy a stack of gift cards, the Federal Trade Commission FTC , the nation's consumer protection agency, wants you to know about the different types of gift cards and tips for buying and using them. If you have a problem with a gift card, contact the company that issued the card.
If you can't resolve the problem at that level, you may want to file a complaint with the appropriate authorities:. Federal Trade Commission Consumer Information consumer.
Share this page Facebook Twitter Linked-In. New rules for gift cards went into effect on August 22, Here are the highlights: Money on a gift card cannot expire for at least five years from the date the card was purchased, or from the last date any additional money was loaded onto the card.
If the expiration date listed on the card is earlier than these dates, the money can be transferred to a replacement card at no cost. Inactivity fees can be charged only after a card hasn't been used for at least one year, and you can be charged only once per month. But you may be charged a fee to buy the card or to replace a lost or stolen card.
The expiration date of a card must be clearly disclosed on the card, and fees must be clearly disclosed on the card or its packaging. Tips for buying gift cards When you shop for a gift card, the FTC recommends that you: Buy from sources you know and trust. Avoid buying gift cards from online auction sites, because the cards may be counterfeit or may have been obtained fraudulently. Read the fine print before you buy.
Is there a fee to buy the card? If you buy a card by phone or online, are there shipping and handling fees? If you don't like the terms and conditions, buy elsewhere. See whether any fees will be deducted from the card after you purchase it. Inspect the card before you buy it. Verify that none of the protective stickers have been removed. Make sure that the codes on the back of the card haven't been scratched off to reveal a PIN number.
Report any damaged cards to the store selling the cards. Are they a fan of music? What could be better than an iTunes Gift Card? That way, they can select exactly the music they want, anytime they want. A Google Play gift card will give the recipient a variety of apps and other content to choose from. Other possibilities include a Visa or MasterCard gift card. This is a great option because it's redeemable anywhere that Visa or MasterCard are accepted and that's practically everywhere, with millions of merchant locations across the US.
They also come decorated with a colorful gift and bow on the front. And you can spruce up the email with a colorfully designed message. They arrive immediately by email, or within 48 hours at the most. Just select the money denomination and add the card to your cart. Just forward the email to your chosen recipient and let them start shopping.
You can give a gift card for no reason at all also known as Just Because and that's always a good reason , but here are some of the more popular occasions for you to consider celebrating with a gift card:. Lost your Gift Card? Carousel Page 1 of 3 active Carousel Page 2 of 3 click here to move to this page Carousel Page 3 of 3 click here to move to this page pause slide animation.
Gift Cards If you want to buy someone a gift but you're having trouble figuring out what to get for them, a gift card can be a great solution. Plastic gift cards Surprise someone with a plastic gift card. The cards can be used: For purchases at Walmart. For purchases at VUDU. In stores just present the Walmart gift card at checkout. Online enter the gift card number and the PIN, which is listed on the back of gift card, during checkout.
The PIN provides a more secure online shopping experience. Specialty gift cards Specialty gift cards are plastic, just like the Basic Blue Gift Card, but there are a wide variety of designs to provide that little extra personalization. Occasions to celebrate You can give a gift card for no reason at all also known as Just Because and that's always a good reason , but here are some of the more popular occasions for you to consider celebrating with a gift card: Give a thoughtful Walmart Gift Card today.
Top Selling Brands
The Five Back Visa Gift Card is a Prepaid Card issued by MetaBank ®, Member FDIC, pursuant to a license from Visa U.S.A. Inc., with certain services provided by Blackhawk Network California, Inc. (the “Award Sponsor”). The Award Sponsor is responsible for all questions related to the FAQs, including the terms to the 5% Back Bonus offer. If you used part of the gift card and want to know if you can get the gift card balance paid in cash, then check out the state gift card laws to see if your state requires merchants to give cash back when the gift card balance drops below a certain amount. Sell your unwanted card to the top gift card websites. Choose the best offer and receive payment within days. Depending on brand, demand, and value, earn up to 92% cash back. Name Your Price. Get paid more. Monitor and maximize your earnings when listing a card online. Payment is received once the gift card is sold and delivered. Trade In.